Why We Exist

At Raylo, we’re on a mission to accelerate the move to a circular economy. The only way customers and manufacturers will make that shift is if it’s simple and cost-effective - this is where we come in. We’re building a category-defining global subscription infrastructure, making premium tech accessible and affordable for both consumers and businesses. With over 180,000 subscribers in the UK and growth accelerating - we’ve proven the demand for a smarter, more sustainable way to access technology.

Raylo is a fast-growing and profitable company, backed by global investors including Macquarie, NatWest, and Channel 4 Ventures.

We are proud to have been selected for Endeavor’s network in 2024, underscoring our role as a high-impact, mission-driven business with global ambitions. And in 2025 we were recognised as part of Tech Nation’s UK’s Future Fifty programme.

We have been B-Corp certified since 2021 and were recently acknowledged by S&P Global for the positive impact of our circular business model via a Green Financing with NatWest.

At Raylo, performance matters. We set ambitious goals, move fast, and hold ourselves to a high standard, because our mission is too important to settle for less.

Our Core Values

💡 Be deeply curious – We thrive on innovation through diverse approaches, views, and people.

👟 Walk in your customer’s shoes – To build the best products and make the best decisions for the long term, we must figure out what our customers need, not just what they want.

🎯 Focus and execute – We have a big vision, but we believe in nailing the most important problems first.

💥 Be gritty – Only gritty teams succeed. Our individual ownership, passion, and perseverance mean we’re a team through thick and thin.

What to Expect

Raylo operates a balance-sheet-led, vertically integrated subscription and leasing model. Strategic Finance influences decision-making across growth, pricing, risk, capital structure, and unit economics.

This role reports to the Head of Strategic Finance and is intended to be a true backfill on modelling and analytical ownership, while expanding SLT business partnering capacity.

This role combines:

• Full ownership of Raylo’s financial model;
• Business partnering with SLT to improve business performance;
• Involvement in projects or initiatives to support cross-functional objectives; and
• Preparation of external materials to support investor relations and fundraising

Given the complexity of the business, success in this role will require an analytical mindset with strong financial modelling skills, comfort working directly with data, a high bar for accuracy, and strong business judgment and stakeholder influence.

What You’ll Do

1. Financial modelling and unit economics

• Own and maintain Raylo’s financial model (P&L, balance sheet, cashflow, covenants)
• Take full accountability for model logic, assumptions, accuracy, and outputs
• Lead on scenario analysis and stress testing to support strategic decision-making, capital allocation decisions and growth planning
• Ensure analysis is robust, auditable and trusted by senior leadership

2. Strategic business partnering

• Support senior stakeholders with structure, frameworks, and analytical insights to enable better decisions
• Be pragmatic and enable progress, not block it, despite competing priorities or imperfect information

3. Data analysis, analytical rigour and decision support

• Comfortable working directly with data; SQL experience or clear willingness to upskill
• Translate complex data into clear insights and recommendations for SLT
• Independently frame ambiguous problems and execute analyses end-to-end
• High bar for attention to detail – errors are identified, challenged, and resolved proactively

4. Investor and board-level communication

• Produce high-quality investor and board materials at the right level of altitude
• Support fundraising, lender discussions, and strategic partner conversations, as required

What Does Success Look Like?

After 3 months

• Fully understands Raylo’s financial model and is familiar with Raylo’s data
• Independently running analyses with minimal guidance
• Setting analytical standards for the wider team

After 6 months

• Full ownership of financial model and underlying data; upskilled in SQL and can address any questions on the model
• Able to produce market analysis and external presentations to a high standard
• Trusted to deliver accurate outputs for SLT consumption
• Beginning to embed themselves within the Business Partnering process

After 12 months

• Operating as a true extension of the Head of Strategic Finance, able to self-serve and set own objectives
• Leading analytical work streams independently with little hand-holding
• Starting to be trusted with larger-scope internal cross-functional initiatives
• Formed strong relationships across mid and senior-level layers; trusted as a go-to partner for insights, and able to navigate the organisation to get what they need

You’ll Succeed With

• Strong hands-on financial modelling capability
• Comfort working directly with financial and operational data
• Leveraging AI to improve productivity and outputs
• Ability to independently structure and execute complex analytical work
• Strong ownership mindset and bias to action
• Ambition to grow within the business
• Clear, concise communication with senior stakeholders

Background and experience

• 4-7 years’ total experience with at least 3 years in investment banking.
• • Plus strategy consulting, or strategic finance, in a high-performing startup environment
• A 2:1 or higher from a top university, preferably in a STEM or quantitative discipline.
• Experience in strategy consulting or a high-performing startup alone is not sufficient unless paired with strong hands-on modelling and ownership
• Comfortable working directly with data; SQL experience is a plus, or clear willingness to up-skill
• Demonstrated track record of:
• • Owning complex financial models
  • Leveraging AI to improve productivity and outputs
  • End-to-end project management and execution
  • Influencing senior stakeholders with data-backed insight

Personal attributes

• High bar for quality, accuracy, and robustness
• Strong-willed, intellectually curious and comfortable challenging assumptions
• Gritty and resilient – thrives in fast-moving environments with imperfect information
• Naturally takes responsibility rather than waiting for direction

Opportunities & Benefits

We are continuously improving and listening to our quarterly employee surveys to provide the best opportunities and benefits for our employees.

• Share in Raylo’s success – Stock options for all employees
• Get the latest tech – Exclusive Raylo device lease for employees
• Hybrid working model– 3 set days in the London Bridge Office (Monday, Wednesday & Thursday)
• 33 days off, your way – 25 days + 8 bank holidays with full flexibility to use on the days that mean the most to you
• Invest in your growth – L&D budget to support the skills you value
• Fast-track your career – Two performance reviews a year
• Family-first policies – Enhanced maternity, paternity, adoption or shared parental leave, if you’ve been with us for 12 months.
• Save big on childcare – Workplace nursery scheme for major cost savings
• Perks on perks – Perkbox membership with discounts & wellbeing benefits
• Good times, guaranteed – Optional quarterly socials, plus summer & Christmas parties

Hiring Process

What’s next?

Once you submit your application, our Talent Team will contact you if you have been shortlisted for the role.

We set an exceptionally high bar at Raylo, and in return, we will aim to give you the best candidate experience possible.

If there's anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason, please let us know.

Stage 1: Talent Screening

Stage 2: Hiring Manager Interview

Stage 3: Take-home Task & On-site Task Review

Stage 4: Values-based Interview & Co-founder Final

*As an FCA-regulated business, we conduct background checks (DBS and AML) on all successful candidates who are offered a position at Raylo during the onboarding process.

Diversity & Inclusion at Raylo

At Raylo, we celebrate diversity and are committed to creating an inclusive workplace where everyone can thrive. We welcome people of all backgrounds, experiences, and perspectives, believing they make us stronger.