Why We Exist

At Raylo, we’re on a mission to accelerate the move to a circular economy. The only way customers and manufacturers will make that shift is if it’s simple and cost-effective - this is where we come in. Our technology platform powers the lease-and-reuse of devices, making them more sustainable, accessible, and affordable.

We’re building a category-defining marketplace, making premium tech available via subscription for both consumers and businesses. With over 100,000 subscribers in the UK - and growth accelerating - we’ve proven the demand for a smarter, more sustainable way to access technology.

Raylo is a profitable, B Corp-certified company, driven by purpose and backed by leading investors including NatWest, Channel 4 Ventures, Macquarie, Octopus Ventures, and Telefónica. We’re also proud of our industry-leading customer satisfaction, with an Excellent 4.5-star Trustpilot rating from over 15,000 reviews.

If you're looking to make a real impact and be part of a high-growth, mission-driven team, join us at Raylo. Together, we’re not just reducing waste - we’re shaping the future of technology in a way that’s smarter, more sustainable, and built to last.

Our Core Values

💡 Be deeply curious – We thrive on innovation through diverse approaches, views, and people.

👟 Walk in your customer’s shoes – To build the best products and make the best decisions for the long term, we must figure out what our customers need, not just what they want.

🎯 Focus and execute – We have a big vision, but we believe in nailing the most important problems first.

💥 Be gritty – Only gritty teams succeed. Our individual ownership, passion, and perseverance mean we’re a team through thick and thin.

What to Expect

As Raylo continues to scale, we’re building out a high-performing Credit and Fraud Strategy team, and this new Strategy Manager role is key to unlocking our next phase of growth. You’ll focus on optimising our approval rates across consumer and business products, with a direct commercial impact. This is a unique opportunity to shape and optimise a newly implemented decisioning platform during a high-growth phase.

You’ll partner with cross-functional teams to integrate new data sources, enhance decisioning logic, and develop scalable solutions that balance complexity, speed, and risk. Your work will be instrumental in designing sustainable growth strategies, delivering on business goals, and influencing decisions at the highest levels of the company.

As we grow, so will you. This role offers both ownership and the chance to progress into senior strategic roles, helping to define how Raylo uses data-driven decisions to lead the market.

What You’ll Do

• Lead strategic projects to optimise approval rates, leveraging our new decisioning platform.
• Design scalable data frameworks and tracking systems to support smarter decisions.
• Use SQL and analytics to investigate key drivers of performance and identify areas for improvement.
• Collaborate with Product and Engineering on technical design and implementation of new decisioning logic and data integrations.
• Partner with Operations to understand day-to-day impact, close feedback loops, and ensure system robustness.
• Align closely with Growth and Marketing teams on acquisition strategies and performance optimisation.
• Liaise with Risk stakeholders to maintain strong controls and ensure sound, explainable decisions.
• Drive innovation in automation, monitoring, and performance tuning of our decisioning systems.
• Balance flexibility and scalability while maintaining high data quality across multiple sources.
  
  

You’ll Succeed With

• 3–5+ years of experience in strategy, analytics, or product/data roles within high-growth, data-driven environments.
• Professional experience with SQL is essential; Python experience is a strong plus.
• Strong track record of using data to solve complex problems and drive commercial outcomes.
• Background in industries with large data throughput (e.g. fintech, consumer tech, lending, e-commerce).
• Experience with modern analytics stacks (data warehouses, dashboards, monitoring systems).
• Excellent communicator – able to clearly articulate how insights from data translate into commercial decisions and trade-offs.
• Collaborative, adaptable, and comfortable with ambiguity.
• Strategic thinker with a hands-on approach to solving problems.

Opportunities & Benefits

We are continuously improving and listening to our quarterly employee surveys to provide the best opportunities and benefits for our employees.

• Share in Raylo’s success – Stock options for all employees
• Get the latest tech – Exclusive Raylo device lease for employees
• 33 days off, your way – 25 days + 8 bank holidays with full flexibility to use on the days that mean the most to you
• Invest in your growth – L&D budget to support the skills you value
• Fast-track your career – Two performance reviews a year
• Family-first policies – 5 months full pay for primary caregivers, 1 month for secondary caregivers
• Save big on childcare – Workplace nursery scheme for major cost savings
• Perks on perks – Perkbox membership with discounts & wellbeing benefits
• Good times, guaranteed – Optional quarterly socials, plus summer & Christmas parties
  
  

Hiring Process

What’s next?

Once you submit your application, our Talent Team will contact you (within 2 weeks) if you have been shortlisted for the role.

We set an exceptionally high bar at Raylo, and in return, we will aim to give you the best candidate experience possible.

If there's anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason, please let us know.

*As an FCA-regulated business, we conduct background checks (DBS and AML) on all successful candidates who are offered a position at Raylo during the onboarding process.

Diversity & Inclusion at Raylo

At Raylo, we celebrate diversity and are committed to creating an inclusive workplace where everyone can thrive. We welcome people of all backgrounds, experiences, and perspectives, believing they make us stronger.